Did An Insurance Agent's Mistake End Up Costing You Money?

You probably don't know the ins and outs of insurance law like insurance agents do. As such, you rely on them to make suggestions that make sense for your situation and will provide you with the coverage you need. But when an insurance agent fails to recommend policies you need or doesn't offer you a policy with enough coverage, it's you who suffers the financial consequences.

I'm attorney Jessica Taylor and I used to work for insurance companies before founding The Law Office of Jessica Taylor, PLLC, here in San Antonio. I know what is expected of insurance agents under Texas law, and I know how to identify when an insurance agent has been negligent in their duties. I hold insurance companies and their agents responsible for their mistakes.

'Do I Have An Insurance Agent Negligence Claim?'

Insurance agents in Texas are held to strict regulatory standards that require agents to hold a license for the specific products they sell, including life insurance, various types of disability insurance, and property insurance for home owners and business owners. Insurance agents are also required to be the trusted source for information regarding types of policies and policy coverage.

Failures to meet these strict regulations can include:

  • Failing to offer an insured all available coverage
  • Misrepresenting the coverage of a policy
  • Failing to procure requested coverage
  • Failing to procure the correct amount of coverage
  • Omitting valuable information regarding policy coverage
  • Failing to keep clients educated and fully informed about their policy
  • Failing to update a policy to include changes in an insured's life

Whether a mistake is intentional or unintentional, an insurance agent can be held liable for their negligence.

Attorney Jessica Taylor — Ready To Protect Your Best Interests

You rely on your insurance agent to offer you policies that will ensure adequate coverage whether you are hurt in an accident, accumulate extra business expenses because of business interruptions, or need to file a claim for other reasons. A careless or negligent insurance agent can change all of that and force you to pay big out-of-pocket expenses.

If you believe you were the victim of insurance agent negligence, talk to a lawyer who isn't afraid to call out insurance companies for their mistakes, and will fight to recover the amount you should have received had you been offered proper coverage.

To schedule a free initial consultation, contact my San Antonio office at 210-265-6759 or by email.