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October 2017 Archives

How do I fix my storm-damaged property while avoiding a scam?

With property damages caused by Mother Nature, you may come across con artists and scammers seeking to trick and defraud you and other people in the state of Texas that are hoping to repair their homes. With insurance coverage being a tough enough phenomenon to receive timely and smoothly, adding a non-performing contractor to the mix, who may disappear after taking the money, can be devastating. However, there are a multitude of steps you can take to avoid being the victim and get back to normal without unnecessary additional expenses.

Trump signs for 'broader interpretation' of ERISA laws

Last week President Trump signed an Executive Order to work towards reforming the healthcare system in the U.S. The aim is to expand the available insurance choices and increase competition, which may bring down the cost for consumers.

Bad faith lawsuit dismissed following provider reimbursement

Many in San Antonio likely understand that coverage limits from an insurance policy may leave them owing some expenses out pocket. Thus, they may plan accordingly by purchasing or securing supplemental insurance in order to account for those potential coverage gaps. Insurance is one of those rare commodities that most recognize the need to have yet hope that they never have to use. Yet when the time does come to use it, they certainly expect that if they have kept up on their premium payments (or had no reason to suspect that another party was not doing so), then benefits will be extended. 

The effects of ERISA on disability claims

If you have a job in a private or publicly traded company, and insurance programs supplied by your employer, then you should be familiar with the Employee Retirement Income Security Act, more commonly known by the acronym ERISA. This act was put in place to help regulate the benefits offered by private employers. 

Bad faith insurance laws outline insurer duties to policyholders

One thing that is surely on all Texans' minds is the devastation that Mother Nature can cause. Early damage estimates from Hurricanes Harvey and Irma are between $150 billion and $200 billion, according to ABC News. Millions of people have been affected in a variety of ways, including loss of homes, businesses and jobs. Now that immediate danger is past, homeowners and business owners are looking ahead to recovery. Along with government aid, insurance money is an important resource in helping recovery efforts.

A homeowner can avoid low-ball insurance settlement and bad faith

In Texas, an insurance company can deny a property claim inappropriately and be accountable for its bad faith. There are other versions of actionable bad faith, including the scenario when the carrier does not deny the claim, but disputes the value of the claim. The insurance company offers a settlement that is unreasonably low relative to the damages, that should be more fully covered under the policy.

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The Law Office of Jessica Taylor, PLLC

The Law Office of Jessica Taylor, PLLC
14100 San Pedro Avenue
Suite 602
San Antonio, TX 78232

Phone: 210-265-6759
Phone: (210) 402-4022
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