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How do I fix my storm-damaged property while avoiding a scam?

With property damages caused by Mother Nature, you may come across con artists and scammers seeking to trick and defraud you and other people in the state of Texas that are hoping to repair their homes. With insurance coverage being a tough enough phenomenon to receive timely and smoothly, adding a non-performing contractor to the mix, who may disappear after taking the money, can be devastating. However, there are a multitude of steps you can take to avoid being the victim and get back to normal without unnecessary additional expenses.

Of particular concern is the unscrupulous contractor who fails to get the promised work done after he or she has your money. As such, as noted by the Texas Attorney General, an honest contractor is your first line of protection against being the victim of a scam.

Get worthy estimates first

A first recommended step for a homeowner is to call your insurance company to arrange for an estimate. However, multiple estimates are often a good idea, so obtaining several from well-researched professionals can get you the best possible results for yourself.

This information in hand can help you avoid an overcharge; it may also ensure that you are getting all damage evaluated and nothing is forgotten out of the future job.

Dos and don’ts when picking the contractor

Other dos and don’ts include the following:

  • Do not use any contractor that lacks proper bonding and licensing in the state of Texas
  • Do take extra measures to vet a door-to-door salesperson for contracting services including writing down the vehicle’s license plate
  • If available, do get referrals from trusted friends or family as well as other trusted contractors
  • Do use your Better Business Bureau to vet the contractor/business
  • Do consider with skepticism any high-pressure sales person or contractor who wants a signed contract on the spot

Also, remember to never sign your insurance check over to the contractor.

This information is provided for educational purposes and should not be interpreted as legal advice.

 

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The Law Office of Jessica Taylor, PLLC

The Law Office of Jessica Taylor, PLLC
14100 San Pedro Avenue
Suite 602
San Antonio, TX 78232

Phone: 210-265-6759
Phone: (210) 402-4022
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