The tragedy of Hurricane Harvey may be fading into the background for many Americans, but for those affected by this natural disaster, the challenges unfortunately have continued. One of the biggest topics surrounding this event involved insurance. Would hurricane victims find coverage? Many Texans have become wary of bad faith insurance and other deceptive speedbumps along the way, but there are some smarts to keep in mind in regard to this process.
When it comes to natural disaster, state officials can not only provide sound information, but a peace of mind. The Texas Department of Insurance shares that, depending on the extent of the damage, residents may need to file for more than one insurance claim. Currently, the Department's website states that officials have extended the deadline for flood claims to one year. However, the real work can begin when residents connect with flood insurers to assess the situation. Those suspicious of bad faith insurance may want to pay special attention to the details of homeowners insurance policies. Although most policies do not cover flood damage, residents may still decide to file a claim.