As a healthcare provider in San Antonio, you no doubt feel a strong obligation to help your local patient population in any way that you can. Your ability to do that is, of course, dependent upon you being paid for the services that you render. Thus, when you receive an insurance claim denial, it is easy to become frustrated. Often, clients come to us here at The Law Offices of Jessica Taylor PLLC wondering what to do in the face of mounting denials. If you have the same question, it is important to understand that a denied claim does not need represent a final outcome.
Appealing denied claims
Why do I need a long-term disability insurance?
In an era where businesses all over Texas and throughout the U.S. are shifting more and more of the cost of insurance onto the shoulders of employees, it may seem that long-term disability is one of the benefits you can go without. You should consider this move from all angles, however, before making a final decision.
Who can receive benefits under COBRA?
If you are one of many Texans affected by job loss every year, your initial shock was likely followed quickly by fear of additional losses, including your benefits, home and maybe even your family. The uncertainty is a guarantee of sleepless nights and high stress levels for anyone. One thing that may give you a little ease is knowing that you do have an option for continued health benefits through the COBRA program.
Common mistakes when applying for ERISA benefits
The Employee Retirement Income Security Act (ERISA), enacted by the federal government in 1974, allows for those who become disabled and unable to work to receive long-term benefits. But applying for ERISA benefits is anything but a simple process; these are muddy waters to navigate, and just one mistake in the application process could jeopardize the entire claim.
After the hurricanes: rebuilding homes, but with a challenge
When it comes to home repair, finding the right contractor can make all the difference between mediocre construction performance and an absolute dream home. Yet for countless Texas residents, this is likely the last task to check off the list. After hurricanes Harvey and Irma, many have struggled to find contractors to make basic and vital repairs to their homes.
Is my retirement plan defined benefit or defined contribution?
It is a terrific form of compensation from employment you have if your employer provides for a retirement benefit. The difference between defined benefit and defined contribution is significant.
